Yes, there is solutions that allow you to write-off your debts. Each solution has Pros & Cons, Consumer Money Worries will take you through each solution and help you understand which solution would best suit your needs.

While some solutions help you write-off all your debts, other solutions can help write off a percentage of them.

No. The services provided by Consumer Money Worries are free of charge. Whether we are giving you simple guidance or supporting you through what maybe the hardest time in your life, we are completely free.

However if subsequently you enter into a solution with one of our partners then there will be fees and costs payable which will normally be included within your monthly payments. Consumer Money Worries will receive a referral fee from our partner. Learn more about our fees here.

Absolutely. We do encourage talking to creditors and it should be the first point of call. However in certain circumstances we understand this can be a difficult task. Telling your creditors what you want to pay or can afford can be hard without proof. We can provide that proof by doing your income & expenditure.

Once a creditor knows we are involved it does work in your favour.

Consumer Money Worries sustains itself by working in partnership with various organisations that are dedicated and who share the same passion, which is to provide a life changing service to people that are experiencing money worries.

We will take you through all the solutions available in the industry enabling you to make an informed decision on what solutions best fits your needs.

We offer free tailored budget plans and also advise on industry solutions free and paid.

While most of our solutions are free, we also cover an IVA (Individual Voluntary Arrangement) solution. If you decide to take an IVA solution, we will introduce you to one of our Insolvency Practitioners. If you qualify and an IVA is put in place, then we will receive a referral commission from our Insolvency Practitioner partner.

We offer and advise on a full range of solutions to conquer money worries, from equity release to assisted property sales, we can help in almost any situation.

Consumer Money Worries will endeavour to explain the Pros and Cons of each free and paid solution enabling you to make an informed decision on what best fits your needs.

For people living in Scotland we also cover Trusted Deeds and Debt Arrangement Scheme of which we will receive a referral fee if this option is considered.

When you contact Consumer Money Worries our role will be:

· Advising you on all industry solutions available on the market today.
· Explain the Pros and Cons of each solution.
· Complete an income & expenditure guide.
· Complete a fair budget guide.
· Collect financial information including assets you own.
· Communicate with you and your creditors.
· Explain fees of any paid services.
· Handing over your file to your Insolvency Practitioner.
· Continued Support while a solution is put in place.

Our referral fees range from £150 to £900 dependant on solution taken.

Consumer Money Worries is an Appointed Representative of Business Debt Advice Limited which is Authorised and Regulated by the Financial Conduct Authority, meaning in order to further support you; we are regulated to give you direct advice on how to proceed.

Depending on the solution you opt for, you could see your Money Worries resolved within 24 hours of speaking to us. Most clients that contact us feel at ease after the first phone call.